Do I Need Umbrella Coverage?

As humans, most of us instinctively want to help others when there is an emergency or when others are in need. Unfortunately, some people fear that if they help others and something goes wrong, they’ll be held legally and financially responsible for injuries or other harm. For example, CPR can…

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If someone else has injured you, they could owe you compensation for what you’ve suffered. However, getting fair compensation can become quite challenging if the injury involved the aggravation of a pre-existing medical condition – that is, if your injury worsened an underlying health issue that you had before the accident. The at-fault party’s insurance company…

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Umbrella insurance is optional coverage that supplements your basic auto, homeowners’, and other insurance coverage. It can protect your income and assets if you are at fault for an accident. When you shop for any type of insurance, your primary consideration is whether it will meet your needs. Basic policies…

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