Common Car Accident Injuries in Newport TN

Man injured after a car accident

Have you been injured in a car accident in Newport, Tennessee? The aftermath of a car crash can be a confusing and stressful time, especially if you’re dealing with severe injuries and the unexpected expenses that often arise.

If you were hurt in a car crash that was someone else’s fault, you might have the right to pursue a claim to recover compensation for the financial expenses and personal losses you’ve suffered. A Newport car accident attorney from The Terry Law Firm can provide skilled legal representation to demand the economic recovery you deserve.

Since 1960, our firm has been part of a family tradition of providing excellent legal service to injured accident victims in Newport and throughout Tennessee. While we provide small-town firm attention to our clients, we have developed big-city experience that allows us to handle even the most complicated cases. We know that every client’s case is unique, so we take the time to get to know you, understand your needs and goals, and craft a tailored strategy to seek the results you need.

After being injured in a car accident in Newport, TN, turn to The Terry Law Firm for a free initial case review. Our knowledgeable car accident lawyers can help you understand your legal options and develop a solid plan for seeking financial compensation for your losses.

Most Common Car Accident Injuries in Newport, TN

According to the CDC, Americans spend over a million days in the hospital each year due to car accident injuries. In one recent year, 2.5 million people ended up in the ER needing treatment for accident-related injuries. The toll of car accidents on the healthcare system is staggering.

Specifically, car accidents can result in a wide range of injuries, such as:

  • Spinal cord injuries and paralysis
  • Whiplash
  • Neck injuries
  • Traumatic brain injuries (TBI)
  • Back injuries, including herniated discs
  • Joint injuries, including sprains and tears or to muscles or ligaments
  • Burns from a fire that breaks out in the car after a crash
  • Broken bones
  • Lacerations, abrasions (road rash), and avulsions (when tissues are torn or detached from a part of the body)
  • Permanent scarring and disfigurement
  • Internal injuries and bleeding
  • Eye and ear injuries
  • Crush injuries
  • Traumatic amputation

Typical Expenses Related to Treating and Recovering from Car Crash Injuries

Expenses to treat injuries that you have suffered in a car crash can quickly add up, particularly if you have suffered severe physical injuries. Medical treatments and rehabilitation services that you may need include:

  • Ambulance transportation from the accident scene
  • Emergency room care
  • Inpatient hospital care
  • Surgeries and other medical procedures
  • Doctor’s appointments
  • Physical and occupational therapy
  • Prescription medications and pain injection therapy
  • Medical and mobility equipment 
  • Home renovations to accommodate disabilities that may result from your injuries or the purchase of a vehicle with modifications or adaptations
  • Transportation costs to and from appointments and procedures, including longer-distance travel to see specialists

Can I Get Compensation for My Injuries?

When you have been injured in a car crash in Newport, Tennessee, you may have several options for obtaining compensation to recover from your injuries. First, if you have purchased optional Med Pay coverage on your auto insurance policy, you can file a claim with your insurer to get compensation for your medical bills and expenses, up to the limit of your Med Pay coverage.

Second, you may also have the option of getting your medical expenses covered through your health insurance coverage, although some health insurance policies expressly exclude coverage for injuries caused by a motor vehicle accident. You will need to look into the particular exclusions in your health insurance policy, as each provider is unique.

Because Tennessee is a fault state for car accidents, you have the right to pursue a claim for compensation from the driver or drivers who caused the crash or from any other party who may have responsibility for the accident. Most car accident claims are filed with the at-fault driver’s auto liability insurance provider, as insurance is usually the largest and most logical financial resource for people injured in an accident.

However, if the at-fault driver lacks insurance or they do not have sufficient insurance coverage to compensate you fully, you may have the option of filing a claim with your insurer under your optional uninsured motorist (UM) coverage or underinsured motorist (UIM) coverage.

Who Can Be Held Liable for My Car Accident Injuries?

Depending on the facts and circumstances of a crash, one or more parties could be ordered to compensate you for the injuries you suffered in a car accident. Examples of potentially liable parties include:

  • The driver of another vehicle
  • The driver of your vehicle, if you were a passenger in a car involved in a crash
  • The owner of the vehicle that caused the crash, if they were not driving
  • The employer of an at-fault driver, if the driver was working at the time of the accident
  • State or local governments, if an accident is caused by negligent road maintenance leading to poor road conditions or by unsafe road or intersection design
  • Car manufacturers that may be held liable for design or manufacturing defects that cause an accident
  • Auto parts manufacturers, if a defective part they made contributed to the accident

Types of Compensation for Car Accident Injuries in Newport, Tennessee

The costs of a severe car accident mount quickly. After being hurt in a car accident in Newport, Tennessee, you may be entitled to recover compensation for expenses and losses due to your injuries. You may be able to receive money for:

  • Costs of medical treatment and rehabilitation of your injuries, including transportation expenses to and from appointments and treatments
  • Costs of long-term care, such as home renovations, home health services, or assisted living, if you have permanent disabilities due to your injuries
  • Loss of wages or income if you cannot work while recovering from your injuries or need to go on part-time or light-duty work due to medical restrictions
  • Loss of future earning ability and employment benefits if you become permanently disabled
  • Physical pain and anguish caused by your injuries or rehabilitation
  • Emotional trauma and distress
  • Lost quality of life from disabilities, disfigurement, or scarring

Contact a Newport Car Accident Lawyer Today

If you have been badly injured in a Newport, TN, car accident, don’t wait to pursue financial compensation for your losses. With integrity and hard work, we can help you get through this challenging time so that you can focus on a better future.

Contact The Terry Law Firm today for a free, no-obligation consultation with our experienced Newport car accident lawyers.

Car Accidents

How Do I Pay for My Car Accident Injuries?

If you have been involved in a car wreck case, there are generally three (3) avenues for payment of medical expenses. 

  1. The first and most common method of payment is for persons who have been injured to pay for their medical care with their own health insurance. This does not create any problems and, in fact, most of the time this is what we recommend at The Terry Law Firm.
  2. Persons involved in car wreck cases can use something referred to as “med pay” to pay for some of their medical bills associated with their car wreck case. “Med pay” coverage is coverage afforded by your automobile insurance to pay for injuries sustained in the car wreck. 
  3. Occasionally, persons will be on the job working when they are injured in a car wreck. In these circumstances, sometimes it is best to use workers’ compensation to pay for your injuries sustained in a car wreck.  

If one of these methods is not available to you, contact The Terry Law Firm at our Morristown, Greeneville, or Sevierville office.

Will My Insurance Rates Go Up If I Use Uninsured Motorist Coverage?

Under Tennessee law, insurance carriers cannot raise your insurance as a result of a person utilizing their uninsured motorist coverage. Tennessee law states explicitly that if you are in an accident that is no fault of your own, your insurance carrier cannot raise your insurance rates due to your use of uninsured or underinsured motorist coverage that you purchased.